Your Guide to a Simpler Mortgage Journey
Welcome to Novus Finance Group, where we provide warm, professional guidance to make your financial goals a reality.
Why Choose Novus
Personalised Guidance, Professional Results.
We blend expert advice with a personal touch to secure the best loan for your unique needs.
Expert Advice
Kady provides tailored advice, drawing on years of industry experience to fit your unique financial situation.
Vast Lender Network
With access to a wide range of lenders, we ensure you get competitive rates and terms that suit you.
A Smooth Process
We handle the paperwork and complexities, making your mortgage application process smooth and stress-free.
Our Lender Panel
We have access to a diverse panel of lenders to find the right solution for you.
Kady Pinchbeck
Mortgage Broker
ABN: 31709100560
Authorised Credit Representative: 565884
Welcome to Novus
Redefining Your Financial Possibilities
Hello, I’m Kady Pinchbeck, founder of Novus Finance Group.
At Novus, we’re redefining financial possibilities with a fresh, personal approach to mortgage broking. I believe that securing a mortgage should feel empowering, not overwhelming. My commitment is to guide you with warmth, clarity, and confidence so you feel supported at every step.
Before founding Novus, I spent over eight years as a qualified accountant in chartered firms, helping individuals and businesses navigate complex financial structures to build and protect their wealth. This background means I offer more than just a loan; I design lending strategies that align seamlessly with your broader financial goals and future plans.
Specialising in properties across the Central Coast and Northern Beaches, I bring local insight and a genuine passion for helping clients embrace the unique coastal lifestyle these regions offer.
As part of Oxbridge Finance, I provide access to an extensive network of property opportunities, market expertise, and innovative tools to support your home ownership and investment ambitions.
Whether you’re purchasing your first home, refinancing, or expanding your investment portfolio, I take the time to understand your story, your vision, and your lifestyle, working diligently to find solutions that truly fit.
Let’s begin this journey together.
Our Services
Tailored Financial Solutions
We offer a comprehensive suite of services designed to meet your unique needs, no matter where you are on your financial journey.
Refinance
Unlock better rates, lower your repayments, or access equity in your home. We'll assess your current loan and find opportunities to improve your financial position.
First Home Buyers
Taking the first step onto the property ladder is exciting! We provide expert guidance on grants, deposits, and the entire process to make your dream a reality.
Investments
Grow your wealth through property. We'll help you structure your finances to build a successful investment portfolio.
Self-Employed
Navigating loans as a business owner can be tricky. We specialise in low-doc and alternative documentation loans to support your ambitions.
Super (SMSF)
Use your self-managed super fund to invest in property. We can guide you through the specific rules and lending requirements for SMSF loans.
Asset Finance
Need a new car, equipment for your business, or other valuable assets? We provide fast and competitive financing solutions to help you grow.
Tools
Mortgage Calculators
Use our mortgage calculators to get a better insight into how lenders will view your application. Results are a guide only and do not constitute financial advice.
You could borrow up to
$0
Potential interest saved
$0
Time saved
0 years, 0 months
Estimated Stamp Duty
$0
This is an estimate for NSW only and includes concessions where applicable. This does not include other government fees. Please seek professional advice.
Get In Touch
Ready to take the next step? I'm here to help. Reach out via phone, email, or the contact form, and let's discuss how we can achieve your goals.
Phone
+61 413 404 628
kady@novusfinancegroup.com.au
Location
Central Coast & Northern Beaches, NSW
Ready to Chat?
Schedule a complimentary, no-obligation consultation at your convenience.
Privacy Policy
At Novus Finance Group, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.
What information do we collect and how do we use it?
We will ask you for personal information when we assist you with your finance requirements. We use the information you provide to advise about and assist with your credit needs. We only provide your information to the companies with whom you choose to deal (and their representatives).
We also use your information to send you requested product information and to enable us to manage your ongoing relationship with us e.g. invoicing, client surveys etc. We may do so by mail or electronically, unless you tell us that you do not wish to receive electronic communications.
We may occasionally notify you about promotions, new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post. If you would rather not receive this information, email or write to us.
We may also use your information internally to help us improve our services and help resolve any problems.
What if you don’t provide some information to us?
If you don’t provide us with full information about your personal and financial circumstances, we can’t properly advise or assist you with your credit needs.
How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected, or to comply with any applicable legal or ethical reporting or document retention requirements.
We hold the information we collect from you electronically within our aggregator’s secure CRM system. Any data outside of this CRM will be stored within a password protected external data folder from a reputable storage provider.
We ensure that your information is safe by maintaining physical lock and key security over any paper documents that we may receive and hold for you. All electronic data will be password protected / encrypted logins, including Multi-Factor Authentication where possible for gaining access to any electronic stored data.
Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to our credit licensee e.g. for administration and supervision activities, contractors who supply services to us e.g. to handle mailings on our behalf, or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that these parties protect your information in the same way that we do.
We may also provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
How can you check, update or change the information we are holding?
Upon receipt of your written request and enough detail to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to Kady Pinchbeck at kady@novusfinancegroup.com.au
We do not charge for receiving a request for access to personal information or for complying with a correction request.
Your Consent
By asking us to assist with your credit needs, you consent to the collection and use of the information you have provided to us for the purposes described above.
Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact Kady Pinchbeck at kady@novusfinancegroup.com.au.
Complaints
Internal Dispute Resolution
If you do have a complaint, please let us know by email, because if we don’t know about it we can’t fix it! You may also contact us by email addressed to:
The Complaints Officer Kady Pinchbeck at kady@novusfinancegroup.com.au please make sure you include as much information as you can.
You should explain the details of your complaint as clearly as you can. You must do this in writing. When we receive a complaint, we will attempt to resolve it promptly.